A deep dive into Diane  ·  9 of 17

Negotiation and the Close

How offers are structured, how I negotiate, and what happens from contract to keys.

8 answers, in Diane's own words

What is your photography and visual marketing strategy?

Photography is not a service I provide. It is the first showing every buyer has of your home, and it happens on a screen before they have ever driven by the address. The standard I hold for every listing I take, regardless of price point, is the standard that produces the emotional response in a buyer that makes them pick up the phone and schedule a showing rather than scrolling past to the next listing.

The Technical Standard

Every listing I take is photographed by a professional photographer with an SLR camera and a wide-angle lens, with post-processing software that corrects lighting, removes lens distortion, and produces images that are bright, accurate, and spatially honest. Cell phone photography produces dark, distorted, cramped images that make beautiful homes look inadequate. Professional photography produces images that show the actual scale of rooms, the actual quality of light, and the actual character of the space. These are not the same thing, and the difference is visible to every buyer who is scrolling through a hundred listings on a Saturday morning deciding which ones are worth their afternoon.

Drone aerials are part of every listing at every price point. The aerial view tells the story of the lot, the neighborhood context, and the property's position within its surroundings in ways that ground-level photography cannot. A Fort Washington colonial on a half-acre lot adjacent to open space looks completely different from an aerial than it does from the street. A Lansdale twin with a deep private backyard that is invisible from the front benefits from an aerial that shows the buyer what they are getting. I maintain a premium Google Earth account as an aerial backup for weather-restricted days, because there is no acceptable version of a listing going live without aerial coverage.

The Seasonal Photography Strategy

The spring flowering window in the Philadelphia suburban market, specifically late March through mid-May, produces exterior conditions that make homes look fundamentally different than they do in any other season. The dogwood bloom in Fort Washington State Park, the flowering trees along the Old York Road corridor, the green canopy that transforms the character of older neighborhoods in Glenside and Elkins Park, these are visual assets that a well-timed exterior shoot captures and that no amount of post-processing can create after the fact. I schedule exterior photography sessions during this window for every listing that will benefit from it, including listings that will not go live until fall or winter. The October listing with the April exterior photograph is not a trick. It is a preparation discipline that produces measurably better buyer response, and I have the days-on-market data across my listing history to support that claim.

The Photography Session Itself

I am present at every photography session. I review every image before the listing goes live and I reject images that do not meet the standard. A dark foyer photograph does not go live because we do not have a better one. We reschedule. A cluttered countertop in the kitchen photograph means we were not ready to shoot and we go back. The photography session is the culmination of every preparation investment the seller has made, and it needs to capture the home at its absolute best or the preparation investment is wasted. My presence at the session is not a luxury. It is quality control that directly affects buyer response and, ultimately, seller proceeds.

How does your Coming Soon pre-marketing system work?

The Coming Soon pre-marketing system is the single most consistently misunderstood competitive advantage I offer sellers, and understanding how it works and why it works is essential to understanding why my listings produce the results they produce.

The MLS Waiver That Makes It Possible

The foundation of the Coming Soon system is the MLS waiver, a document that allows me to market a property publicly before it goes live on the Multiple Listing Service. Most sellers do not know this tool exists. Most agents never use it. The MLS waiver is signed at the listing agreement and gives me a 21-day window, the standard Coming Soon period I use for most listings, to build the buyer pipeline before the listing launches. Without the waiver, the Coming Soon campaign cannot be executed, and without the pre-marketing pipeline, the Saturday Showtime launch cannot generate the competing offers that maximize the seller's outcome.

The 21-Day Pre-Marketing Window

During the 21-day Coming Soon period, the following activities happen in parallel. The listing goes live at ComingSoonListings.com, served to the buyer network I have been building since 2008. The Coming Soon sign goes up in the yard, which activates the neighbor pipeline: the 25 percent of buyers who come from people who already know the neighborhood. The personal letter goes out to the 50 nearest households, written specifically to the neighbor who has been waiting for a home on this street to become available. The social media announcement goes to my buyer network with the property address, the projected price range, and the Saturday Showtime date. Agent-to-agent outreach goes to the buyer's agents who are actively working buyers in the specific price range and community of the listing, because the buyer's agent who has been showing their client homes in this neighborhood for three months is one of the most motivated people in the buyer market for this listing.

Why Pre-Marketing Changes Outcomes

The reason the Coming Soon system changes outcomes is buyer psychology. A buyer who has been watching a neighborhood for months and who receives a personal letter saying that a home they would want is coming available in three weeks does not approach the Saturday Showtime showing as a casual inquiry. They have had three weeks to research the address, review what they know about the street, confirm their financial readiness, and arrive at the showing prepared to make a decision. That buyer is fundamentally different from the buyer who saw the listing on Zillow on Friday afternoon and scheduled a showing for the next day. Prepared buyers make decisive offers. Decisive offers produce the competing offer situation that maximizes the seller's net. The pre-marketing system exists to produce prepared buyers, and it does.

What is Saturday Showtime and why do you use it?

Saturday Showtime is the launch event for every listing I bring to market, and understanding why it works requires understanding the psychology of buyer decision-making under competitive conditions.

The Mechanics of Saturday Showtime

Every listing I take goes live on the MLS on Wednesday. Wednesday is strategic: it gives buyers and buyer's agents two full business days to see the listing, schedule showings, and arrive at the first Saturday fully prepared. A listing that goes live on Friday gives buyers too little time to prepare a competitive offer. A listing that goes live on a Monday gives buyers too much time to overthink and compare alternatives. Wednesday is the optimal launch day in this market, and the Saturday following the Wednesday launch is the showing event.

All showings are scheduled for Saturday of launch week rather than being distributed across multiple days. This is not a logistical convenience for the seller, although it is that too. It is a strategic decision that creates the experience of competition among buyers who are all seeing the property at the same time or within a few hours of each other. Buyers who see other buyers at a property during a showing window make decisions differently than buyers who are the only showing that week. The sense of competition, the visible evidence that other motivated buyers are evaluating the same opportunity, triggers the urgency that produces same-day or next-day offers rather than the leisurely deliberation that characterizes a quiet listing.

The Open House That Follows

The Sunday open house following Saturday Showtime serves two purposes. It catches buyers who could not make Saturday's showing window, because there is always a motivated buyer whose schedule prevented Saturday attendance. And it maintains the momentum of buyer engagement through the offer decision window, which extends from Saturday afternoon through Monday morning in most competitive situations. The combination of Saturday Showtime and Sunday open house creates a 48-hour window of concentrated buyer activity that produces the competing offers that maximize the seller's outcome. A listing that generates five showings on Saturday and three more at Sunday's open house is a listing that enters Monday morning's offer review with a negotiating position that a listing with one showing per week will never achieve.

How do you handle multiple offers?

Multiple offer situations are the outcome I am building toward with every pre-marketing campaign, every staging decision, and every pricing analysis. When competing offers arrive, the management of that situation is where experience and judgment produce results that an inexperienced agent cannot replicate.

The Offer Review Process

When multiple offers are received, my first step is to present every offer to the seller with a clear analysis of each one. The analysis covers the offered price, the financing type and pre-approval quality, the contingency structure, the proposed settlement date, and any terms that differentiate the offers beyond the headline number. A cash offer at $650,000 with a 21-day close is a different offer than a financed offer at $665,000 with a 45-day close and a 10-day inspection contingency, and the seller needs to understand the tradeoffs between them before making a decision. My job is to present that analysis clearly and to give the seller my professional recommendation, but the decision is always theirs.

Calling for Highest and Best

In competitive situations where the offers are close enough that the outcome is genuinely uncertain, I recommend calling for highest and best offers by a specified deadline. Highest and best is a formal invitation to every buyer who has submitted an offer to submit their strongest possible terms by a specific date and time. This process gives every buyer a single opportunity to put their best position forward and gives the seller a clean final comparison from which to make the decision. I set the highest and best deadline strategically: usually 24 to 36 hours after the initial offers are received, which gives buyers enough time to consult with their lenders and their agents but not enough time for the urgency to dissipate.

What I Look for Beyond the Price

The elements of an offer that I look for beyond the headline price are the financing quality, the contingency structure, and the settlement date alignment with the seller's timeline. I also look at the agent, their track record of closing transactions and their ability to present a well documented offer. A buyer whose pre-approval comes from a lender I know and trust is a buyer whose financing is more likely to perform than a buyer whose pre-approval comes from an online lender I have never worked with. A buyer who has reviewed a pre-listing inspection report and is committing to a 5-day inspection window is a buyer who is more prepared than a buyer requesting the full 10 days. A buyer whose proposed settlement date aligns with where the seller is going is a buyer whose offer has practical value beyond the number at the top of the page. I present all of these dimensions to the seller and I make my recommendation based on the totality of what each offer represents, not the headline price alone.

How do you handle the inspection period?

The inspection period is the most consequential 7 to 10 days in the entire transaction, and the outcome of the post-inspection negotiation often determines whether a seller achieves their target net or whether they give back meaningful proceeds in response to findings that could have been anticipated and addressed before the listing went live.

Pre-Listing Inspection as Prevention

The most effective management of the inspection period begins before the listing goes live, with the pre-listing inspection. A seller who invests $400 to $600 in a pre-listing inspection, addresses the critical findings, and provides the completed report to every buyer at the time of showing has transformed the inspection period from a discovery process into a confirmation process. The buyer's inspector finds largely what is already disclosed. The post-inspection negotiation is about confirming the disclosed items rather than discovering new ones. That shift, from discovery to confirmation, changes the emotional and financial dynamics of the post-inspection negotiation entirely.

In the communities where stucco construction is common, Fort Washington, Dresher, Horsham, and parts of Glenside, I recommend the stucco inspection as part of the pre-listing preparation rather than waiting for a buyer to commission one. A stucco inspection that reveals no significant moisture intrusion is a marketing asset. A stucco inspection that reveals moisture intrusion gives the seller the opportunity to address it, disclose it, and price for it before the buyer's inspector surfaces it as a surprise. Surprise findings at the buyer's inspection produce emotional responses in buyers that are disproportionate to the actual cost of the issue. A disclosed finding that has been addressed, or that has been transparently priced into the listing, produces a rational response rather than an emotional one.

Managing the Post-Inspection Negotiation

When the buyer's inspection report comes in, I review it with the seller before the seller sees it alone. My more than three decades of experience with inspection reports in this market gives me an immediate read on which findings are significant, which are routine, and which are being exaggerated to create leverage. A buyer's agent who submits a repair request that includes 40 items from a 15-year-old home is using the inspection report as a negotiating tool rather than as a disclosure of genuine concerns. My response to that kind of submission is specific: I identify the three to five items that represent genuine safety or structural concerns, I offer to address or credit those items at fair market cost, and I decline to engage with the cosmetic and maintenance items that are routine for a home of that age. The negotiation I conduct is based on what the market expects a seller to address in a transaction like this one, not on the full universe of imperfections that appear in any inspection report on a home that is more than 10 years old.

How do you handle the appraisal?

The appraisal is the moment in the transaction where the market's independent assessment of the property's value either confirms or challenges the contract price, and managing it well requires both preparation before the appraisal and a clear plan for the negotiation if the appraisal comes in below contract. I attempt during negotiating of the contract to eliminate any gap between the appraised value and the actual sale price by requiring the buyer to make up the difference. If I cannot and there is an appraisal, we need to prepare.

Preparing for the Appraisal

The most effective preparation for the appraisal is the same preparation that produces a strong listing in the first place: accurate pricing based on pending data, a well-staged and maintained property, and a complete package of documentation about the property's condition and improvements. I prepare a comprehensive comparable sales package for every appraisal that I make available to the appraiser, because appraisers do not always have access to the pending data I work from and because the comparables they select from settled data may not fully capture where the market is transacting right now. The package I provide includes the pending comparables I used in the pricing analysis, with specific adjustments for any differences between the subject property and each comparable, and a narrative that explains why the contract price reflects current market conditions.

I also make sure the property is in showroom condition on the day of the appraisal. Appraisers are human beings who are influenced by what they see, and a home that shows well on the day of the appraisal is a home that supports a strong appraised value. Clutter, deferred maintenance, and a general sense of neglect are not factors that appraisers are supposed to weight heavily, but they are factors that influence the appraiser's perception of value in ways that are difficult to disaggregate from the objective comparable analysis.

When the Appraisal Comes In Low

When an appraisal comes in below the contract price, the seller has three options: reduce the price to the appraised value, negotiate a split of the appraisal gap with the buyer, or hold the contract price and risk losing the buyer. The right answer depends on the specific numbers, the buyer's financial position, the seller's timeline, and the strength of the backup offer position if the current buyer walks. I help sellers evaluate each option specifically rather than treating the low appraisal as an automatic price reduction. A seller who is receiving multiple offers on a well-priced listing has a different negotiating position than a seller who received a single offer after 30 days on market. The appraisal gap negotiation happens within the context of the full transaction picture, and the outcome should reflect that context rather than the appraised value alone.

What happens at closing?

The closing is the final event in the transaction, and while it is often experienced as a formality by buyers and sellers who have been through the process before, it is a moment that deserves the same attention and preparation that every preceding stage received.

The Day Before and the Walk-Through

The final walk-through, typically scheduled 24 to 48 hours before closing, confirms that the property is in the condition agreed to in the contract and that any agreed-upon repairs have been completed to the buyer's reasonable satisfaction. I accompany my seller clients to the walk-through because the walk-through is technically a buyer's inspection of the completed condition, and a seller who is present with their agent is better positioned to address any last-minute concerns before they become closing-day problems. If a repair was agreed to and the contractor's work is in question, the walk-through is when that conversation happens, not at the closing table 30 minutes before the deed transfers.

The Closing Table

At the closing table, the following happens in sequence: the buyer's attorney or the title company reviews the Alta or Closing Disclosure with all parties, confirming that the numbers match the agreed-upon terms. The buyer signs the mortgage documents, which is typically the majority of the paperwork at a financed closing. Both parties sign the transfer documents: the deed, the transfer tax forms, and the settlement statement. Funds are disbursed: the buyer's down payment and closing costs come in, the payoff on any existing mortgage goes to the lender, the real estate commissions go to the brokerages, and the seller's net proceeds go to the seller. The deed is recorded with the county recorder of deeds, typically on the same day or the next business day. And the keys transfer.

What I Do at the Closing Table

I am at the closing table for every transaction I manage, and my presence serves a specific purpose: I am there to catch the last problems that surface at closing and to ensure that the transaction closes that day rather than being delayed by a solvable issue. Transfer tax calculation errors, payoff figure discrepancies, last-minute lender conditions, walk-through repair disputes that were not resolved beforehand, these are the closing-day problems that I have seen delay or disrupt closings in this market. An experienced agent who knows what to look for and who has the relationships with the title company, the attorneys, and the lenders to resolve problems on the spot is worth being present regardless of whether everything appears to be in order. In my experience, something always needs to be confirmed or clarified at the closing table. Having me there means those confirmations happen in minutes rather than becoming delays that push the closing to another day.

What does your after-sale service look like?

The closing is not the end of the relationship. It is a chapter break, and what happens after the chapter break is where the difference between a transactional agent and a client's agent for life becomes visible.

The Immediate Post-Closing Period

In the days immediately following closing, I follow up with both sellers and buyers to confirm that everything went as expected and to address any practical questions that arise in the transition. For sellers, this often means questions about the final utility billing, the forwarding of mail, and the coordination of any possession issues that were negotiated in the transaction. For buyers, this often means questions about the systems in the home, the contact information for the contractors whose work was disclosed, and the practical realities of the first weeks of homeownership in a home that was someone else's for decades.

I also send every closed client the Digital Home Journal that I compiled during the transaction: the complete record of every communication, every document, every disclosure, every repair, and every decision made during the buying or selling process. This is not a courtesy. It is a functional resource that a homeowner will reference for years: when they need the name of the inspector who evaluated the roof, when they want to pull the stucco inspection report before selling, when they need to confirm the age of the HVAC for an insurance renewal. The Digital Home Journal is part of the service I provide, and it is one of the things that clients mention most specifically when they describe what working with this office is like compared to working with other agents.

The Long-Term Relationship

Beyond the immediate post-closing period, I stay in touch with every client through the quarterly home seller seminars, the annual Thanksgiving Pie Open House that I have held for years, Annual Client events at the movies, harvest fest or PHillies Basement games, personal check-ins when I know a client is approaching a life milestone that might intersect with their next real estate decision, and the simple ongoing availability that comes from never treating a closed transaction as a completed relationship. The clients I am closest to are the ones I sold a first home to in the 1990s and who are now calling me about their children's first purchases. That kind of relationship does not happen accidentally. It happens because I invested in it consistently over decades, and because the clients I serve know that calling me with a question about their home, at any point in their ownership, is always welcome.

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